Everything you need to know about following Peregrine's portfolio models — from your first login to your monthly routine. No jargon, no assumptions.
Every month, our models analyze market conditions and produce a short list of ETFs with exact percentage weights. You log into your brokerage account, buy those ETFs in those amounts, and hold until the next update. That's the entire process. No stock picking, no guesswork, no daily monitoring.
The models do the thinking. You do the clicking. Most subscribers spend 10 to 20 minutes per month.
Start with a 30-day free trial. You get immediate access to all four strategies and their current allocations on the dashboard.
Each month-end, the dashboard updates with new ETF allocations. Log into your broker and update your holdings to match.
That's your routine: one check per month, a few trades, done. The Saturday Briefing keeps you informed between updates.
Here's exactly what happens from the moment you sign up. Nothing here requires any financial expertise — if you can log into a website and place a basic trade at your broker, you have all the skills you need.
Visit the pricing page and sign up. No charge for 30 days. You'll get a login to the Peregrine dashboard immediately.
Read through the four strategy pages to find the one that fits your situation. Most people start with one strategy in one account. You can always add another later. If you're unsure, the strategy guide at the bottom of this page can help.
The dashboard shows the current allocation for your chosen strategy — a simple table listing each ETF ticker and its target weight as a percentage. For example, SRM+ might show something like: XLK at 50%, GLD at 30%, TLT at 20%.
Take the total value of the account you're using and multiply by each percentage. If you have $50,000 and the allocation says 50% / 30% / 20%, that means $25,000 / $15,000 / $10,000. You can also use our investment calculator to see projected growth over time.
Log into your brokerage account (Fidelity, Schwab, Vanguard, IBKR, or wherever you hold your investments). Search for each ETF by its ticker symbol. Place a market order for each one in the dollar amount you calculated. All the ETFs used by Peregrine strategies are commission-free at most major brokers.
After you've placed your trades, there's nothing more to do. The model holds its positions until the next month-end update. You don't need to check the market, read earnings reports, or make any decisions in between. The Saturday Briefing arrives weekly by email with macro context, but it's informational — no action required.
The dashboard always shows the current month's allocation. If you sign up on the 15th, the allocation posted at the start of the month is still valid — those positions are designed to be held until the next update.
Simply buy the posted allocation at today's prices. You'll get your first fresh update at the end of the month, just like every other subscriber. There's no advantage to waiting for the 1st — the sooner your money is positioned according to the model, the sooner it starts working for you.
Your returns for that first partial month won't perfectly match the model's reported performance, since you entered at a different price than the month-start. That's normal and expected. From the first full month onward, your returns should track the model closely.
On the last trading day of each month, the models run and the dashboard updates with fresh allocations. Here's what your routine looks like:
You'll receive an email letting you know the dashboard has been updated with new allocations.
Open the dashboard and compare the new allocation to what you currently own. Often the changes are small — one ETF swapped out, or weights shifted by a few percentage points. Some months, nothing changes at all.
Sell what's no longer in the allocation. Buy what's new or increased. Adjust anything that's shifted weight. Historically, subscribers make one to three trades per month on average. The whole process takes 10 to 20 minutes.
You're done for another month. No daily monitoring, no intraday decisions. The Saturday Briefing provides weekly context on what the models are seeing, but it's not an instruction to act — it's background so you understand what's happening in markets.
Suppose you're following SRM+ with $50,000. Last month's allocation was XLK 50%, GLD 30%, TLT 20% — so you held $25,000 of XLK, $15,000 of GLD, and $10,000 of TLT.
This month, the allocation changes to XLK 50%, XLE 30%, GLD 20%. XLK stays the same. You sell all your TLT ($10,000), sell $5,000 of GLD, and buy $15,000 of XLE. Three trades, five minutes.
Peregrine handles the analysis so you don't have to. Here's what you can safely skip:
Watch the market daily. The model rebalances monthly. What happens between updates is noise, not signal.
Read earnings reports. The model doesn't use individual company data. It reads sector-level trends and macroeconomic conditions.
Time your entries. Market orders at any point during the trading day are fine. The difference between buying at the open versus the close is negligible over a monthly holding period.
Understand the internal mechanics. You don't need to know how the model works to follow it. The strategy pages explain the logic if you're curious, but it's not a prerequisite.
Make judgment calls. The model gives you exact weights. Follow them exactly. The most common mistake subscribers make is second-guessing the allocation when it feels counterintuitive.
Use special software. You need a web browser and a brokerage account. That's it. No spreadsheets, no data feeds, no programming.
All four strategies are included in every subscription. Most people start with one, in one account. Here's a quick guide:
Best for: investors who want the highest long-term returns and are comfortable with sector ETFs in an IRA or taxable account. The most popular strategy.
Learn moreBest for: 401(k) and employer plan investors, or anyone who wants a simpler momentum strategy with fewer holdings and the shallowest drawdowns.
Learn moreBest for: investors who want strong returns driven by macro conditions rather than momentum. Highest Sharpe ratio in the lineup — the best return per unit of risk.
Learn moreBest for: wealth preservation. The smoothest ride, the tightest range of outcomes. Suited for investors who prioritise protecting what they have over maximising growth.
Learn moreYes. Many subscribers run different strategies in different accounts — for example, SRM+ in an IRA and Growth in a taxable account. Each strategy is independent; they don't overlap or conflict.
All four strategies, full dashboard access, the Saturday Briefing — everything included for 30 days. No commitment, no card charged until the trial ends.
Choose your strategy, follow your first allocation, and experience the monthly routine before you decide. Most subscribers know within a week whether Peregrine is right for them.
Start Free TrialPeregrine Research provides portfolio model subscriptions for informational and educational purposes only. We are not a registered investment advisor or broker-dealer. Nothing on this page constitutes personalised investment advice. All investment decisions are solely your responsibility. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Consult a qualified financial professional before making investment decisions.